BUSINESS FINANCING, EXPLAINED

Business loans.
Informed decisions.

Understand the options, prepare for lender requirements, and choose a funding conversation that starts with your business.

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Funding Funnel provides funding brokerage and business consulting. We are not a direct lender.

BUSINESS LOAN REQUIREMENTS

Ready for your next step?

$20,000 / month

Minimum business revenue

500 credit score

Minimum credit score

Meeting these minimums does not guarantee approval. Loan terms and eligibility depend on the lender.

UNDERSTAND YOUR OPTIONS

Different needs.
Different ways to finance.

These are common financing categories, not a list of guaranteed offers. Product availability and terms depend on the lender and your business.

01

Working capital

Financing for day-to-day expenses such as payroll, inventory, or seasonal cash-flow gaps.

Compare the repayment schedule with the timing of your revenue.
02

Business term loans

A lump sum repaid over an agreed period, often used for a planned investment or expansion.

Review the total repayment amount, fees, and early-payoff terms.
03

Business lines of credit

Access to an approved credit limit, with funds drawn as needed rather than all at once.

Check draw fees, interest charges, and any renewal conditions.
04

Equipment financing

Financing tied to the purchase of equipment, machinery, or vehicles for your business.

The equipment may serve as collateral; a down payment may be required.

FROM QUESTIONS TO CLARITY

A practical path forward.

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01

Discuss your goals

Talk through how much funding you need, what it will be used for, and how repayment fits your cash flow.

02

Prepare your information

Organize the business and financial information a lender may need to assess your request.

03

Review before you decide

Compare the cost, repayment schedule, collateral, and guarantee requirements of any lender offer.

BEFORE YOUR CONVERSATION

Come prepared.
Not overwhelmed.

Lenders may request the following. Exact requirements vary by product and lender; a meeting is not a loan application.

COMMON QUESTIONS

Know what you’re agreeing to.

This information is educational and is not a financing offer or financial, legal, or tax advice. Financing involves repayment obligations and risk. Read all lender agreements and seek independent advice when needed.

YOUR NEXT CHAPTER STARTS HERE

Let’s move your business forward.

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